Financing SME Value Chains


  • Financing based on SME Value Chains and not merely predefined products catering a node in the SME Supply Chain at a point in time
  • Addressing SMEs’ needs for finance, it is assessed that formal financial lending organizations represent a weak link in the financial supply chain for SMEs in the region.



  • A framework for financial lending to allow formal lending organizations to compete with the alternate sources of finance SMEs seek
  • SME’s typically use eight types of financing options including family and friends, micro finance institutions and owner’s equity